Summary of Rate Options

1 Year Fixed 3.19%
2 Year Fixed 3.19%
3 Year Fixed 3.29%
4 Year Fixed 3.64%
5 Year Fixed 3.19%
7 Year Fixed 3.74%
10 Year Fixed 3.99%
3 Year Variable 3.00%
5 Year Variable 2.85%

Or choose the Half & Half Rate: 5 year variable rate currently 2.95%**

** For which a change in Prime rate only affects the contract rate by one-half of the change in the Prime rate.

Prime = 3.70%

* Disclaimer: Rates are subject to qualification, and may change without notice. All fixed rates shown are semi-annual compounding.

For more information about interest rates in Canada, refer to the Bank of Canada website at: www.bankofcanada.ca

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